*While this position works with both markets, it can be located in the Phelps County or Greene County Market. Please complete the application for the location you are most interested in. This posting is for the Greene County Market. 

The Risk Management Assistant-Lending ensures that all lending activities comply with federal and state regulations and internal policies. The role involves reviewing loan documentation, monitoring lending practices, conducting risk assessments and providing guidance to ensure that the bank’s lending operations adhere to legal requirements and best practices. 

Outcomes and Responsibilities (Other duties may be assigned)

• Monitor and interpret federal, state and local regulations related to lending practices.
• Ensure that all lending policies and procedures align with regulatory compliance.
• Keep abreast of changes in laws and regulations and update policies accordingly.
• Review loan files and documentation to ensure accuracy and compliance with regulatory standards.
• Verify that loan terms and conditions are correctly documented and aligned with approved internal policies.
• Assist in conducting regular audits and assessments of lending activities to identify and mitigate compliance risk.
• Assist in developing and implementing risk management strategies to address potential compliance issues.
• Assist in providing training and support to lending staff on compliance matters and regulatory changes.
• Assist in problem resolution on complex compliance issues.
• Assist in preparing and maintaining comprehensive records of compliance activities, audits and investigations.
• Assist in generating reports for senior management and regulatory agencies as required.
• Assist with investigations and addressing consumer complaints related to lending practices.
• Participate in meetings and contribute to policy and procedure development.

Qualifications and Education Requirements

• Bachelor's degree in Finance, Accounting, Business Administration, or related field.
• Minimum of 1 years of experience in banking compliance or a related field, with a focus on lending compliance.
• Or equivalent combination of education and experience.

Required Skills

• Strong understanding of lending compliance regulations.
• Strong analytical and problem-solving abilities.
• Effective communication and interpersonal skills.
• Detail-oriented with strong organizational and time management abilities.
• Ability to handle sensitive and confidential information with discretion.
• Ability to adapt to fast-paced and evolving regulatory environment.
• Ability to learn new tools, software, and equipment at a fast pace.

Essential Functions

While performing the duties of this job, the employee is regularly required to stand and talk or hear. The employee frequently is required to walk; use hands to handle or feel; and reach with hands and arms. The employee is occasionally required to sit; climb or balance; and stoop, kneel, crouch or crawl.

Work Environment

• Indoor climate controlled.
• The noise level is typically moderate.
• Breaks are allowed throughout the day.
• Close proximity to other co-workers and customers may be occasionally required.

Corporate Values and Expectations - Five to Thrive

• Impressive Customer Experience - creating a positive and memorable experience for the customer that makes them feel valued and appreciated. building strong relationships with customers and demonstrating a genuine commitment to their satisfaction and success.
• World Class Employee Development - helping employees acquire new skills, knowledge, and competencies to succeed in their current role and prepare for future career opportunities.
• Uncommon Ownership - taking personal responsibility for one's work, actions, and outcomes, and treating the organization's goals and resources as if they were one's own.
• Community Champions - actively and passionately advocating for the needs and interests of a community and working to build stronger and more vibrant communities
• Healthy Habits - regularly practicing behaviors that promote physical, mental, and emotional well-being.

Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

PHELPS COUNTY BANK IS AN EQUAL OPPORTUNITY EMPLOYER, INCLUDING DISABILITY AND VETERAN STATUS